Operators are trying to simplify services for subscribers and offer the most simple ways replenishment. MTS can be considered the undisputed leader in this regard. The company has the most developed infrastructure and numerous self-service services. A subscriber can top up MTS using one of the following methods (valid for the city of Moscow and regions):

  • bank card;
  • using Internet services and the MTS payment portal;
  • through electronic kiosks in stores, bank terminals and ATMs;
  • in communication shops;
  • With bank card MTS money in automatic mode;
  • Sberbank and MTS Bonus bonuses;
  • using the “Promised Payment” service.

Also, if there are no funds, another subscriber can transfer money for another user or transfer bonuses. One of the following methods will be useful in your situation.

Topping up your balance with a bank card: methods and their features

Top up your MTS account with bank card can be done in several ways; for these purposes, a number of services have been developed and offered, released by providers and third-party companies. Each of these options will be convenient in one of the life situations, so it is worth familiarizing yourself with all the available options.

Replenishment from the MTS website pay.mts.ru without paying commissions (100-15 thousand rubles)

To top up, follow these steps:

  1. C home page click on the "MTS" button.
  2. Translation options will appear before your eyes.
  3. Select the “Pay MTS from a bank card” button.
  4. In the window that opens, you need to enter the number to be paid, what the amount is and a series of card details.

You can pay with any bank card, but when you connect the MTS Money payment package, account replenishment can be carried out automatically when this banking product is verified in your MTS Personal Account.

Step 2 - Selecting a MTS top-up method

Automatic account replenishment with the “Autopayment” function (10 – 10 thousand rubles)

This option can be configured in your MTS Personal Account. Its main idea is that when the amount on the “Automatic payment by threshold” account decreases to a certain minimum, the system automatically transfers funds from the bank card attached to the account. You can also make a replenishment on a schedule.

To set up replenishment, do the following:

  • Log in to My MTS in the Mobile communications section on the provider’s website or follow the link directly to the official website with personal sections online.mts.ru. When logging in for the first time, you will have to log in using the password received via SMS;
  • in the main menu of the Personal Account interface, you must select “Easy payment”, and then “Autopayment”;
  • configure the parameters - you need to provide data - and confirm them.

Personal account - auto payment

Top up your balance using the “MTS Voice Menu” (100-1500 rubles)

The subscriber can use the replenishment service mobile number using the voice menu. The service is valid only in the Russian Federation; to connect, dial 111749 or from abroad +7 495 766 01 66 ( toll free number). Next, the system gives clear prompts and asks you to enter a number of personal data, and the interface is one of the most secure, because it is located outside global network and well protected. You can check your deposits using the link https://pay-history.mts.ru/.

Using the My MTS self-service office (Personal Account)

You can pay with a bank card directly in your personal MTS account. To do this you need to do the following:

  • log in to the system;
  • in the main menu, go to the “Service Management” folder and then “Account Replenishment”;
  • select the replenishment method using a bank card;
  • enter the details and make the payment.

MST personal account. How to log in after the law is restored

Other ways to top up from a bank account

You can top up MTS from a card directly from your personal Internet bank. In this case, you will have to pay a commission payment. When paying from Sberbank, the additional transfer fee will be minimal.

Using a bank card, you can pay at your bank terminal using the intuitive touch interface of an electronic kiosk or using an ATM. The commission payment will depend on your banking institution, but will be the minimum possible.

The last available payment option is via third party services and P2P payments. This can be done, for example, using the portal www.platipokarte.ru.

Top up your phone balance online: features of commission calculation

Services on the global network are the most used payment method, including from bank cards, which were discussed above. Meanwhile, using network capabilities, MTS services can be paid for both subscription fees and prepaid services on the network in a number of ways.

Payment portals

For payments from electronic wallets and bank cards, commercial portals and the specialized payment service MTS from the website pay.mts.ru are used. The corporate payment service allows you to transfer funds without additional payment:

  • top up MTS from a bank card;
  • Sberbank bonuses;
  • from the balance of another number.

Step 1 - top up with a card - select an operator

The MTS Bonus portal allows you to transfer funds to a number for bonuses. To do this, you need to select a specific service, check the number of bonuses on your personal account *111*455*0# and order the selected service.

In addition, the payment can be made using your online banking account. You will have to pay a translation fee for this service. Payment services by numbers cellular communications offer portals on the global network:

  • platipokarte.ru;
  • a-3.ru;
  • payonline.ru;
  • ckassa.ru and others.‎

Numerous exchangers offer similar services. electronic money. The number of commercial services offering payment services for various services increases every year. The main factor of choice is, of course, the low monthly fee.

Payment systems

You can transfer money to your cell phone using the services Webmoney, Yandex.Money and Qiwi. For these purposes, you will need to have a personal account and funds on it. The service is offered on the portal of these payment systems and allows you to transfer electronic money to any number, regardless of the selected provider.

Transfer funds to an MTS phone number – anywhere 24/7

You can transfer funds to any mobile phone number using electronic kiosks in stores, branded terminals, Russian Post offices, and bank cash desks. The service is offered by banking, commercial and trading organizations and is publicly available.

You can top up your MTS phone “in real life” using one of the following methods:

  • in shops, supermarkets and shopping centers - using electronic kiosks installed at the entrance. To do this, dial the number and deposit the amount through the bill acceptor;
  • at ATMs – if you have a bank card, you can use the phone top-up service. To do this, enter the number and confirm the withdrawal of a certain amount in favor of MTS;
  • branded terminals of MTS Bank - commissions for payments to MTS numbers are not charged;
  • in branded terminals of other banks - on a general basis, transfer services are paid according to the tariff;
  • in Russian Post branches - by mobile phone number with standard commissions;
  • through bank cash desks - except for MTS Bank with commissions.

Not all subscribers top up their phone via the MTS Internet, at ATMs or through electronic banking or Webmoney. The method of topping up in stores can be useful for many cellular users, since store employees can help optimize costs and tell you about setting up the services that the subscriber “uses” blindly, and also help you select and switch to a different tariff. Thus, replenishment will bring double benefits. If the user is in a hurry, you can use electronic kiosks to transfer funds to a number.

Top up your phone with bonuses and a cyber change card

MTS has developed a loyalty program specifically for its subscribers, which helps them receive cashback for purchased services. This program well known to subscribers as . With its help, you can accumulate points and then use them to pay for goods, services, including cellular communications.

How does this work:

  • the user registers on the MTS Bonus website and connects to the program;
  • from the moment of registration, he begins to receive bonus points for the services used, for example: every 5 rubles for communication - 1 point, purchases with an MTS Money card 30 rubles = 1 point, etc.;
  • in the “Spend Points” section, follow the link “Rewards Catalog” and “Communication Services”;
  • select an option the required service connection and pay for it with accumulated points.

Additionally, for convenience, MTS has developed a special card with which you can pay for the provider’s services in branded terminals. We are talking about the “CyberChange” card product, where change is credited and subsequently used to pay for services. This payment instrument can be freely used in MTS showrooms and stores.

How to avoid paying commission when transferring money to a cell phone?

Any user can top up an MTS account with a bank card without commission. If we consider the types of replenishment services, then we are talking about free services will concern the internal capabilities of MTS.

Free services include (the subscriber pays only the recharge amount), they provide the best conditions:

  • transfer money through the portal pay.mts.ru;
  • set up automatic payment in your Personal Account;
  • use the Voice Menu;
  • transfer funds to your personal account using branded terminals;
  • pay for services in MTS salons.

Replenishment with a reduced commission rate is offered by Sberbank and VTB.

Topping up your balance with debt: how to get a loan from MTS

You can top up your MTS mobile network via the Internet or go to the provider’s store, but how can you do this if you don’t have the time and money? If you are unable to transfer money to your number, use one of the lending services and top up your number on credit.

The subscriber can receive a credit credit to his account by ordering one of two services:

  • “Promised payment” is a service for receiving funds on credit; this service, paid to the subscriber’s account by the provider, is provided on a paid basis. The maximum amount is 800 rubles. To apply for a credit replenishment – ​​dial the command *111*123#;
  • "On full confidence» – this service implies automatic replenishment of the number by the amount of average monthly expenses with a negative balance, very convenient for people who do not want to limit themselves and regularly make payments. Application for connection – *111*32#.
  • MTS offers a debt restructuring service, subject to availability, this issue can be discussed with the contact center operator.

To pay off the debt, it is enough to top up your balance on MTS via a bank card, cash or electronic money. The loan amount must be paid in real funds and cannot be covered from bonus points.

The most common situation for mobile phone owners is that their account suddenly runs out of money. For modern lovers of conversation, this situation can be quite unpleasant. The first thing that comes to mind is how to top up your phone quickly and without commission.

How to top up an MTS account from a Sberbank bank card? Note that the procedure is possible for all plastic cards of a banking institution, both debit and credit.

Having a card with a positive balance is the key to having money in your mobile phone account

The main thing is that there are enough funds on the plastic card to transfer to the balance.

Payment to MTS or another operator using a card is the most common transaction among clients of the country's leading bank. Long gone are the days when such an operation required visiting a branch and paying through a cash register. Most current methods use remote transfer of funds. This can be done through Internet banking, it mobile application, the website of the telecommunications company itself, using SMS commands or paying through the terminal.

Top up your balance through Sberbank mobile banking

This method is the most accessible, but it requires the subscriber to connect to Mobile Banking services. You can connect for free at any time, and payment for use will be charged only after 2 months from the moment of connection. Thanks to Mobile bank You can perform any operation at any time of the day, including sending money to your or someone else’s phone.

Using a mobile phone with Internet access, you can quickly top up your account via mobile banking

The procedure will take a few minutes. First you need to send an SMS message to number 900. In the text, indicate the payment amount in rubles (daily maximum - 3 thousand rubles).

Payment for someone else's phone occurs in the same way. A request to 900 is also sent, and the message text indicates telephone number, to which the money will be received, and the amount of money. In this case, the daily payment does not exceed 1.5 thousand rubles. There is no commission fee in either case.

Top up your account via SMS message

There is nothing easier than transferring money to the balance of your own and someone else’s phone using SMS commands. A request message is sent to 900. To transfer money, the following combination is indicated:

  • for replenishment own phone— *900*123#, where 900 is the recipient,

123 — amount of money transferred (if one card is linked);

  • if there are several plastics - *900*123*NNNN #, where 123 is the sum,

NNNN – last 4 digits of the selected card number;

  • in case of money transfers to someone else’s device - *900*number* amount #.

Payment by Sberbank card on the MTS website

The safest and fastest payment option to the operator is through its website. The order is as follows:

  • go to the company website;
  • select your region;
  • enter personal data;
  • find “Manage payments”;
  • then the sub-item “Payment for goods and services”;
  • next – “Mobile phone”;
  • indicate phone number;
  • indicate the required amount (minimum - 100 rubles, maximum - 6,000 rubles);
  • continue by clicking “Next”;
  • enter all the details of the plastic card from which the money will be withdrawn (they can be immediately saved for future payments);
  • click on “Pay”;
  • confirm the operation with the code from the received SMS;
  • enrollment has occurred.

You can simplify the transaction even more if you use your Personal Account on the operator’s website. First, enter your login (phone number) and password, which is requested after logging in and comes via SMS. In your Personal Account, all card details and payment amount are entered. For convenience, this data can be saved in templates and the next time you can carry out the entire process in one click.


Through the mobile operator’s website it is also possible to top up your phone account using a bank card

Card holders have a chance to save significantly on mobile communications. This opportunity is provided to participants of the Thank you bonus program. According to the rules of the promotion, only 99% of the amount of money can be paid with loyalty bonuses, and the remaining 1% will be debited from the plastic card when replenishing the balance. The minimum replenishment is 495 Thank you bonuses, which add up to another 5 rubles. Payment with bonuses is only available on the telecommunications company’s website.

Replenishment via online service

You can quickly top up your MTS balance from a card through the Sberbank Online service. The instructions are as follows:

  • pass authorization and go to your Personal Account;
  • select “Mobile communications” and select your operator;
  • indicate phone number;
  • followed by the replenishment amount;
  • if there are several cards, enter the details of the one from which money will be debited;
  • confirm the entered data;
  • receive and enter a code from an SMS message;
  • balance has been replenished.

The service also allows you to quickly and easily minimal costs top up your MTS mobile operator account

In the future, for convenience, it is worth creating a template so that the process takes even less time. The minimum amount for this payment option is 100 rubles.

Replenishment via Sberbank ATM


It’s also easy to top up your MTS balance with a bank card through an ATM or Sberbank terminal. The order is as follows:

  • insert the plastic and enter the PIN code;
  • click on “Payment for services”
  • Select “Cellular operators” from the list, and then MTS;
  • indicate phone number;
  • enter the payment amount;
  • click on “Continue”;
  • check the entered data and confirm the operation.

This option is very convenient for Sberbank card holders: the institution has an extensive network of payment terminals and ATMs, so you can increase your balance at any time.

Conclusion

For phone owners, replenishing an account with an MTS operator using a Sberbank bank card is possible in several ways. The procedure itself is simple; it can be simplified by creating a payment template online. Users of remote payment should follow the rule - enter all details carefully and without errors. The banking institution will not be able to issue a refund if it was sent to another number. This already falls within the scope of the operator’s activities, and it is not always possible to get the money back.

Payment cell phone remotely is a huge plus. Subscribers can make transfers at a convenient time in order to always be in touch. You can top up your MTS account from a Sberbank bank card in any way convenient for the subscriber. Research everything first possible options to give preference to the most profitable one. Carefully study the sequence of actions, which will prevent errors from occurring in the process.

Among the main requirements for carrying out financial manipulations, it should be noted that only those clients of the company who are holders of plastic cards can use the services. Your personal account must have a positive balance for the financial transaction to be successful.

You must first activate Mobile Banking. Otherwise, payment will not be possible. To make a payment, you can use the official website of a financial institution, an ATM or a bank branch. Each user chooses the most convenient option for himself. If you use “native” ATMs or services, the commission will be 0%, which is quite profitable.

How to pay for MTS from a Sberbank card via SMS 900

Every plastic card holder can top up an MTS account from a Sberbank bank card via SMS 900. Payment is accepted from both personal and third-party numbers. It is important to know the current limits and the sequence of the procedure.

To your MTS number

To pay for your mobile phone, you must first link it to a plastic card, and then perform the following steps:

  • Send an SMS with a text containing the amount to pay to the short number: 900.
  • In response, an SMS will be sent with a code that must be entered as confirmation.

To someone else's number

To pay other phone bills, you need to follow the step-by-step guide:

  1. Send an SMS with the text - TEL number mobile payment amount.
  2. If the user has several cards activated, then the last four digits of the 16-digit card number must be entered separated by a space.

To speed up the procedure for replenishing an MTS account from a Sberbank card, you should first create payment templates. In this case, the transaction will be completed in a couple of clicks, which is quite convenient.

By saving the previous payment, a template is created for subsequent payments. This approach increases the level of reliability, eliminating the possibility of errors when making a payment.

Cost of SMS MTS to number 900

It all depends on tariff plan. In almost all cases, the cost of sending a message is 1.2-1.5 rubles + 1.2-1.5 rubles for sending a transaction confirmation. For persons who have activated a paid mobile banking package, no commission is charged for sending SMS.

The cost of a balance request is 3 rubles, an account statement is 15 rubles.

Why are MTS SMS 900 paid?

Payment for messages is carried out only if users do not activate SMS banking. Please note that this service is also paid and costs 40-55 rubles. per month.

Limits and restrictions

Payment for MTS with a Sberbank bank card has current limits:

  • The minimum amount to top up your account is 50 rubles.
  • You can transfer no more than 3,000 rubles per day. and make no more than 10 transactions.

Banking days are counted from the date of the last payment. Such restrictions are provided in order to preserve the balance of a client of a financial institution in the event of fraudulent manipulations.

Payment via Mobile Banking

To use the service, you can download the smartphone application (Android 5.0, iOS 9.0) or use Sberbank online. Mobile banking is the most convenient and economical option for replenishing a personal phone number from a plastic card. Why is service management beneficial for users? Mobile operator took care of this to increase the level of comfort of subscribers by concluding an agreement with a financial company.

To check your personal balance, you can use special USSD commands or mobile service. The application allows you not only to pay your mobile bill, but also to transfer money between cards, use banking options, and issue additional services. Among the advantages, we should highlight the high level of security of transactions and the high speed of transactions.

If you have any additional questions, please contact customer support at 900. Experienced employees of the company will help solve any technical problem. A full consultation will be provided free of charge. If necessary, you can visit the company's office. In this case, you must have a passport with you, otherwise the provision of services may be denied.


Fast replenishment of your mobile phone account, Home Internet and MTS TV with a bank card on the MTS website.
  • Set up automatic replenishment of your mobile phone account
    With the Autopayment service, the balance of your MTS mobile phone will be automatically topped up from your bank card. You choose your own auto-replenishment conditions.
  • Top up your account from your phone anywhere
    Download the MTS Money Wallet application to your phone and top up your mobile phone, Home Internet and MTS TV accounts anywhere at any time.

  • Dial the number 1117 4 9 (if you are in the region connected to the MTS network and in Russia) or the number +7 (495) 766 01 66 (in international roaming) and, following the system prompts, top up your balance from a bank card. There is no additional payment fee.

    • Other payment options

    • MTS showrooms
      You can top up your account at any MTS store. You can pay for MTS services without commission through terminals installed in the salons. When paying at the box office, a commission of 5% is charged, but not less than 10 rubles.
    • Payment by personal account number
      You can top up your account using your personal account number in an MTS store or through the MTS Money Wallet service.
    • Prepayment invoice
      You can receive an invoice for prepayment right now using your MTS Personal Account.
    • Payment by bank transfer
      You can pay for communication services by bank transfer

    The popularity of bank cards and credit offers on them is growing by leaps and bounds every day in our country. This is still happening today, given the difficult situation in the financial and banking markets in Russia. But people do not stop there and continue to make purchases and pay for goods and services using both salary and credit money. But not all of us know how to quickly top up our card or pay off any outstanding debt on the credit limit on it.

    In fact, there are many ways to instantly repay or top up, and let’s look at them using the example of the MTS Money card from MTS Bank. Of all the available options, all methods are divided into two types: without commission instantly and with a delay and commission.

    Ways to top up your MTS Money card

    1. In MTS stores. Take your card to an employee of the nearest MTS salon and top up your account. You can check the availability of such offices on the company’s website by sending a free SMS with the text MTS to 6677 or in the Mobile Banking application.
    2. At MTS Bank ATMs that can accept money. To top up your card, insert it into the ATM, enter your PIN and follow further instructions.
    3. In additional offices of MTS Bank. Present your card or passport at the bank service desks in order to top up or pay with your MTS Money card.
    4. In Eleksnet self-service terminals. Find the Elexnet terminal closest to you, in the main menu find the item “Banks and insurance companies” - “MTS Money”. Enter the 16-digit card number and VALID THRU date in MM/YY format. It is not necessary to have a card in hand.

    Here is a list of other ways to top up your MTS Money card:

    1. Through other banks. In this case, a transfer fee will be charged in accordance with the bank's tariffs. Payment processing time: within 3-5 business days;
    2. Using the Yandex Money service, you will be charged a commission of 3% of the amount debited from your account, plus 15 rubles. The payment will be credited to your account within 7 business days;
    3. Through payment system"Rapida". In this case, the payment will be credited to your account within 1-2 business days. The transfer fee is only 50 rubles;
    4. Using QIWI wallet. When paying and topping up the card using this method, money is credited to your account on the third business day. The commission is 1.5% of the payment amount (min. 30 rubles, max. 500 rubles). You can carry out the transaction in cash at QIWI payment terminals and payment acceptance points (more than 72,000 terminals), from your personal QIWI Wallet account on the website www.qiwi.ru and through the application for mobile phones"QIWI in mobile."

      5. Here, in principle, are all the methods known to us today in order to quickly and successfully replenish your balance on credit card"MTS Money".